themortgagellm™Use Case · Lender-specific Trends
Drill into how individual originators or servicers are performing — origination volume, channel mix, credit quality, geographic footprint, denial rates — and compare lenders head-to-head over time.
Sample prompts
JPMorgan Chase purchase-origination volume, 2018-2024
“How has JPMorgan Chase's purchase origination volume trended from 2018 to 2024?”
JPMorgan Chase's first-lien purchase-origination volume peaked at ~82K loans in 2018, not 2021 — Chase has been structurally declining in purchase lending across the post-pandemic window. 2024 saw a modest rebound to ~60K, still ~27% below the 2018 peak…
Rocket Mortgage vs UWM denial rates by loan type, 2023
“Compare Rocket Mortgage and UWM on denial rates by loan type for 2023.”
On 2023 HMDA, UWM runs lower denial rates than Rocket across every loan type — conventional (12.2% vs 15.1%), FHA (17.2% vs 28.6%), and VA (10.3% vs 19.7%). The biggest gap is on FHA (11.4 pp), reflecting different underwriting overlays in the two channels…
Top 10 non-bank purchase-origination lenders in 2024
“Show the top 10 non-bank lenders by purchase-origination volume in 2024.”
United Wholesale Mortgage led non-bank purchase originators in 2024 with ~240K first-lien purchase loans, followed by Rocket (~137K), CrossCountry (~87K), DHI (~71K), and Fairway (~62K). Together the top 10 non-banks captured ~26% of the 2024 purchase market — a meaningful concentration in the non-bank segment…